Verify the bank account. And the company behind it.
We validate the receiving bank account through trusted payment schemes, then instantly cross-reference the payee against official government registries — confirming legal status, corporate structure, and ownership.
49countries for bank account verification
600M+companies you can verify
globaldatabase.com — verifyLIVE
Country
🇪🇺European Payments Council (EPC)⌄
IBAN *
IBAN
5 to 34 characters
Bank account name *
Bank account name
Verify Bank Account
Trusted by compliance, risk and data teams at
From bank details to full company intelligence. One flow.
Start with a bank account. End with full confidence in who you're paying — and get alerted if anything changes.
Verify the bank account.
- ✓Validates the IBAN or account number — structure, checksum, bank routing
- ✓Matches the payee name to the account holder, with a confidence score
- ✓Confirms the account belongs to the business or person you're paying
Bank Account Verification
APIDashboard
IBAN / Account NumberGB29 NWBK 6016 1331 9268 19
Sort Code60–16–13
Payee NameAcme Trading Ltd
SWIFT / BICNWBKGB2L
Verify Account
Verified — Account Ownership Confirmed187ms
IBAN Status
Valid
Name MatchExact — 97%
BankNatWest (UK)
One verification. Three layers deep.
The account is verified through bank verification schemes and banking partners. Then the entity and its owners are verified against official government registry data. Most vendors stop at layer one — we run all three.
The right method for each layer. Payment schemes — SCAN, VoP and equivalents — confirm the account. Government registries in 200+ countries confirm the company and the people behind it. One call runs both.
Layer 01 · Account
The account is valid — and it's theirs
- IBAN & account structure validation
- Payee name matched to the account holder
- Verified via bank schemes and partners — SCAN, VoP and more
Layer 02 · Entity
The holder is the company you're paying
- Payee name matched to registered legal name
- Live entity status — active, dissolved, in liquidation
- Company number, VAT & LEI cross-referenced
Layer 03 · Ownership
The company is who it says it is
- UBOs and directors on the same record
- Group structure and parent entities
- Sourced first-party from 400+ government registries
Why verify the company, not just the bank account?
A fraudster's bank details can be perfectly valid — the account exists, the name matches, the payment would clear. The fraud shows in the company behind it. The registry record answers what the account check can't:
- 01Was the company registered only weeks ago?
- 02Did the ownership change in the last month?
- 03Is it registered at an address shared with hundreds of other companies?
- 04Has it been filing financials with the local authority on schedule?
- 05Are the company, its directors or shareholders on PEP or sanctions lists?
globaldatabase.com — risk checkLIVE
Novatek Supplies LtdVerifying…
Bank account verified — name matchedIBAN valid · account holder matches · the payment would clear
Now checking the company behind the account
Incorporation dateScanning…High risk
Ownership historyScanning…High risk
Registered addressScanning…Medium risk
Financial filingsScanning…Medium risk
PEPs & sanctionsScanning…Critical
Do not release paymentThe account passed, but the company behind it failed the risk check.
Four outcomes. Zero ambiguity.
Every bank account verification returns exactly one of these four results.
MATCH
Release the payment. Full audit trail attached.
CLOSE_MATCH
Routed to review with reason codes — never silent auto-approval.
NO_MATCH
Stop and investigate before funds move.
UNABLE_TO_VERIFY
Scheme coverage unavailable — the entity is still verified against the registry record.
Direct bank verification across 49+ countries.
Real-time verification via local banking infrastructure and the European Payments Council VoP scheme. Company intelligence across 200+ countries.
0+
Direct Verification0M+
Daily CapacityAccess
How to access this data.
Web platform.
Run verifications one by one or upload an entire supplier file — results in seconds, no integration needed.
Request free trialBank Account Verification
APIDashboard
IBAN / Account NumberGB29 NWBK 6016 1331 9268 19
Sort Code60–16–13
Payee NameAcme Trading Ltd
SWIFT / BICNWBKGB2L
Verify Account
Verified — Account Ownership Confirmed187ms
IBAN Status
Valid
Name MatchExact — 97%
BankNatWest (UK)
Every payment deserves a verified payee.
Pay per verification, with volume pricing at scale. Enterprise teams get dedicated support, SLAs and custom coverage.
Frequently asked questions.
What is bank account verification?
It confirms that a bank account exists and belongs to the person or company you intend to pay — before the money moves. We validate the account through trusted payment schemes and banking partners, then cross-reference the payee against official government registries to confirm legal status, corporate structure and ownership.
How is this different from IBAN validation?
IBAN validation only checks that an account number is correctly formatted and exists. Verification goes further: it matches the account holder's name against the name you provide, and confirms the legal entity behind the account in the government registry. A fraudster can pass an IBAN check; passing a name-and-entity match is much harder.
Which countries are covered?
49 markets. Direct bank account verification via local banking infrastructure in 21 countries — including the United States, Canada, Brazil, India, China and Singapore — and full European Union plus United Kingdom coverage via the Pay.UK and European Payments Council Verification of Payee schemes.
What do I need to run a verification?
Three things: the country, the account number or IBAN, and the account holder name you expect. The result comes back in seconds, with the registry record of the company attached.
What results can a verification return?
Exactly one of four outcomes: MATCH (release the payment), CLOSE_MATCH (routed to review with reason codes), NO_MATCH (stop and investigate), or UNABLE_TO_VERIFY (scheme coverage unavailable — the entity is still verified against the registry record). No ambiguous scores, no silent approvals.
What happens after the account check passes?
The verification doesn't stop at the account. The same call cross-references the payee against government registries: legal status, incorporation date, registered address, filing history, shareholders and ultimate beneficial owners, plus PEP and sanctions screening of the people behind the entity.
Can I verify accounts in bulk?
Yes. Upload a CSV to the web platform — 2,000 accounts verified in one run — or use the API for continuous verification inside your payment flow, supplier onboarding or AP system.
How do I integrate it?
Four ways: the web platform (no integration needed), the REST API and MCP server, Regis — our AI analyst you can ask in plain language — or the free connectors for Claude, ChatGPT and Cursor.
Where does the company data come from?
Directly from official government registries — over 400 registries across 200+ countries. Every data point carries source attribution: the registry name, a link to the underlying filing, and the retrieval timestamp. Nothing is scraped from the open web.
How much does it cost?
You pay per verification, with volume pricing at scale. You can start free — request a trial of the web platform or get a free API key at globaldatabase.com/mcp and test in the sandbox before committing.