Top 10 Alloy Alternatives: Best KYC, KYB & AML Platforms to Consider in 2026 (Ranked)

Alloy has become one of the leading platforms for identity decisioning, risk scoring, and automated KYC/KYB workflows—but its strength lies overwhelmingly in the United States. Most of Alloy’s data partners, decisioning models, and coverage areas are geared toward U.S. consumers, U.S. businesses, and U.S.-centric financial compliance.

As fintechs expand globally in 2026, many organizations are discovering that Alloy’s U.S.-focused ecosystem leaves gaps in:

• International KYB coverage

• Registry-sourced company data worldwide

• UBO and shareholder structures outside the U.S.

• Global AML and sanctions screening

• Multi-country identity verification

• Compliance automation for Europe, LATAM, APAC, MENA, and Africa

This is why companies are increasingly exploring Alloy alternatives—either to replace Alloy for global operations or to complement Alloy with specialized tools and international data providers.

It’s important to clarify that not every competitor on this list replaces Alloy directly:

Automation Platforms (Direct Alloy Competitors)

Platforms like GBG, Persona, Sumsub, ComplyCube, IDnow, OneSpan, Credas, and ComplyAdvantage offer identity verification, risk workflows, AML screening, and onboarding automation similar to Alloy — often with significantly stronger international coverage.

Data Providers (Complementary to Alloy, Not Replacements)

Platforms like Global Database and Zephira.ai do not offer workflow automation or decisioning. Instead, they provide the global registry data, UBO structures, company filings, tax IDs, and corporate linkages that Alloy and Alloy-type platforms lack due to their U.S.-centric focus.

Because Alloy relies heavily on U.S. data providers, many companies pair Alloy with a global data source — or choose an Alloy alternative that already includes deep international coverage.

This guide ranks the Top 10 Alloy Alternatives for 2026, analyzing which tools are best for:

• Identity verification (KYC)

• Business verification (KYB)

• UBO & corporate ownership mapping

• AML, PEP & sanctions screening

• Orchestration & workflow automation

• Global registry-sourced data

• Multi-country compliance

1. Global Database — Best Data Provider to Power Alloy-Like Platforms (KYB, UBO, Filings & Global Registry Coverage)

Overview: Why Global Database Is a Top Alloy Alternative for KYB & UBO Data

Global Database is not a workflow or compliance automation platform like Alloy—it is a first-party, registry-sourced data provider offering one of the world’s most extensive databases of legal entities, company filings, UBO structures, shareholders, financials, and corporate linkages.

If Alloy is the decision engine, Global Database is the data foundation that Alloy and other orchestration platforms rely on—but Alloy’s own data partnerships are almost entirely U.S.-centric.

Global Database fills this critical gap by providing verified registry data for more than 200 countries, enabling true global KYB onboarding, something Alloy does not natively support.

Organizations choose Global Database to:

• Enrich their existing Alloy workflows with global KYB, UBO, and filings, or

• Replace Alloy entirely when international business verification is the priority.

Strengths — What Makes Global Database a Strong Alloy Alternative/Complement

• First-party, registry-sourced company data
  Direct integrations with 150+ government registries deliver verified company profiles, legal identifiers, filings, and status updates.

• 600M+ company profiles across 200 countries
  Unmatched global KYB coverage, with particular depth across Europe, APAC, LATAM, Middle East, and Africa—areas where Alloy has minimal reach.

• 378M+ corporate linkages mapped
  Multi-layer ownership structures, subsidiaries, branches, parents, and cross-border relationships.

• Deep UBO mapping & shareholder discovery
  Multi-jurisdiction UBO chains, minority holdings, ownership percentage calculations, and natural-person extraction.

• Digitized financial statements
  20+ years of financial data, extracted via OCR + AI, standardized across jurisdictions for analysis and risk scoring.

• Attribute-level source transparency
  Every data point is tied to an official source—critical for audits, AML compliance, and regulatory reporting.

• Ideal for KYB, compliance, AML, risk, and onboarding platforms
  Global Database powers the data needs of fintechs, banks, RegTechs, and enterprise risk engines looking for verified global company intelligence.

Weaknesses — Where Global Database Differs From Alloy

• Not an orchestration or workflow platform
  Global Database offers the data, not the rules engine.
  It must be integrated into an app, onboarding flow, or verification platform.

• No built-in fraud scoring or identity verification
  Fraud tools, biometrics, or KYC need to be paired with external systems.

• Not suitable as a standalone onboarding solution
  For full automation, companies typically use Global Database with:
  Alloy
  Persona
  GBG
  Sumsub
  IDnow
  Or a custom onboarding workflow

Global Database vs Alloy — Comparison Table

Conclusion — When Global Database Is the Best Alloy Alternative

Global Database is the strongest Alloy alternative for companies that need:

• Verified company data

• Global KYB

• UBO ownership structures

• Corporate linkages

• Financial filings

• Registry transparency

If your business operates outside the United States or requires real corporate data rather than aggregated signals, Global Database is the ideal complement to Alloy—or a complete replacement when the use case is strictly KYB, UBO, or entity intelligence.

Global Database — Frequently Asked Questions (KYB, UBO Data & Alloy Comparison)

1. How does Global Database compare to Alloy for KYB and business verification?
   Global Database provides global KYB coverage, registry-sourced company data, shareholders, UBO structures, and financial filings—capabilities Alloy lacks outside the U.S. Alloy is an orchestration platform, while Global Database is the data layer powering KYB checks across 200+ countries.

2. Can Global Database integrate with Alloy or replace Alloy’s existing data providers?
   Yes. Global Database can integrate directly into Alloy workflows via API and is often used to replace Alloy’s limited international data sources. Many companies keep Alloy for automation but rely on Global Database for global entity intelligence.

3. Does Global Database offer UBO and multi-layer ownership structures?
   Yes. Global Database provides deep UBO mapping, multi-level ownership chains, related companies, and cross-border group structures—far beyond Alloy’s native KYB depth.

4. Does Global Database include financial statements and regulatory filings?
   Yes. Global Database offers digitized financial statements, official filings, corporate documents, and historical financial data extracted from government registries using OCR + AI.

5. Who should choose Global Database over Alloy?
   Organizations needing verified global KYB, UBO discovery, corporate linkages, registry transparency, and cross-border company intelligence will benefit most. It is ideal for fintechs, banks, RegTechs, AML providers, B2B platforms, and onboarding systems operating internationally.

2. GBG Identity Verification — Best Alloy Alternative for Global KYC, Document Verification & Fraud Prevention

Overview: Why GBG Is a Strong Alternative to Alloy

GBG (GBG plc) is one of the most established global providers of identity verification, document authentication, fraud prevention, and compliance solutions. Unlike Alloy—which is primarily a U.S.-focused orchestration engine—GBG offers direct, built-in global identity verification coverage across 70+ countries.

GBG is used by enterprises, banks, fintechs, payment providers, and marketplaces that require:

• Accurate identity verification across international markets

• Stronger document and biometric checks

• Integrated fraud signals

• Regulatory compliance across multiple regions

While Alloy relies on third-party vendors for identity checks, GBG provides native KYC capabilities, making it a more complete solution for businesses operating outside the United States.

Strengths — Why Companies Choose GBG Over Alloy

• Truly global KYC and identity verification
  Unlike Alloy’s U.S.-centric data ecosystem, GBG supports ID verification in 70+ markets, making it far better suited for international onboarding.

• Advanced document verification and biometrics
  GBG provides built-in document authentication, selfie match, and biometric analysis designed for regulated industries.

• Strong fraud detection and risk analytics
  GBG combines device intelligence, location analysis, transaction patterns, and behavioral signals to reduce onboarding fraud.

• Built for enterprise-scale compliance
  GBG is widely used by banks, financial institutions, insurance companies, and telcos that need audit trails, risk rules, and complex compliance workflows.

• Flexible APIs and modular verification components
  Teams can integrate specific verification checks without relying entirely on GBG’s full stack.

Weaknesses — Where GBG Falls Short Compared to Alloy

• More expensive for early-stage or mid-market fintechs
  Pricing is enterprise-focused and often higher than Alloy’s orchestration-only model.

• Limited KYB and UBO coverage
  GBG excels at identity verification but offers basic business verification, relying heavily on external sources for deeper KYB and UBO data.

• Less flexible orchestration logic than Alloy
  Alloy provides a more customizable rules engine for onboarding workflows, monitoring, and risk scoring.

• Not as developer-friendly
  Implementation can be more complex compared to newer modular platforms.

GBG vs Alloy — Comparison Table

Conclusion — When GBG Is the Best Alloy Alternative

Choose GBG if your priority is:

• Accurate, global identity verification

• Strong document and biometric checks

• Integrated fraud prevention

• Enterprise-grade compliance

• Reliable onboarding outside the U.S.

GBG is ideal for organizations that need global KYC and fraud detection baked into the platform, rather than relying on external vendors like Alloy does.

Companies typically choose GBG over Alloy when scaling internationally, reducing fraud exposure, or consolidating their identity stack under a single provider.

GBG Identity Verification — Frequently Asked Questions (Alloy Comparison & Global KYC Coverage)

1. Is GBG a good alternative to Alloy for KYC and fraud prevention?
   Yes. GBG is often chosen over Alloy when companies need global KYC coverage, document verification, biometric checks, and fraud analytics built directly into the platform. Alloy focuses on workflow orchestration, while GBG delivers native identity verification capabilities out of the box.

2. Does GBG offer global identity verification beyond the United States?
   Absolutely. GBG supports KYC in 70+ countries, making it far more suitable for international onboarding than Alloy’s primarily U.S.-centric ecosystem.

3. Does GBG include KYB or business verification data?
   GBG offers basic business verification, but does not provide deep KYB, UBO discovery, registry filings, or corporate linkages. Companies that need full KYB intelligence typically integrate GBG with Global Database or Zephira for registry-sourced business data.

4. What types of fraud prevention features does GBG provide?
   GBG includes device intelligence, behavioral analytics, IP and location signals, document forensics, and biometric checks to help detect fraudulent users during onboarding — features Alloy does not natively provide.

5. Who should choose GBG instead of Alloy?
   GBG is ideal for organizations that need strong global identity verification, document authentication, and fraud detection, including banks, fintechs, payment companies, insurers, and large enterprises operating across multiple markets.

3. Persona — Best Alloy Alternative for Flexible Identity Workflows & Global KYC

Overview: Why Persona Is a Strong Alternative to Alloy

Persona is a modern identity verification platform built for modular KYC, document verification, biometric checks, risk scoring, and workflow automation. While Alloy is primarily a U.S.-focused identity decisioning engine, Persona offers global coverage, strong customization, and a highly flexible verification suite.

Persona is used by fast-growing fintechs, marketplaces, gig platforms, mobility apps, crypto companies, and global onboarding teams that require:

• Flexible identity workflows

• Customizable verification flows

• Strong document + biometric checks

• Global coverage for new markets

• Risk signals and fraud detection

Its no-code/low-code orchestration engine makes it a popular alternative to Alloy for companies expanding beyond the United States or needing more control over their workflows.

Strengths — Why Companies Choose Persona Over Alloy

• Global identity verification with strong document and biometric checks
  Persona supports KYC across 200+ countries, outperforming Alloy’s heavily U.S.-centric coverage.

• Highly configurable identity workflows
  Persona’s drag-and-drop orchestration engine allows teams to build custom onboarding logic, making it more flexible than Alloy’s predefined rules system.

• Modular identity components
  Teams can choose exactly what they need — ID document checks, liveness, sanctions screening, PEP checks, fraud signals, or risk scoring — without buying the full suite.

• Deep fraud prevention tools
  Persona includes behavioral analytics, device intelligence, and link analysis to spot synthetic identities and repeat offenders.

• Strong developer experience
  Persona provides clean APIs and modern SDKs, making it easier to implement than legacy platforms.

Weaknesses — Where Persona Falls Short Compared to Alloy

• Still primarily a KYC platform — limited native KYB and UBO depth

• Persona can verify businesses, but it does not include registry-sourced KYB, UBO ownership discovery, or corporate linkages. Companies often pair Persona with Global Database or Zephira for business verification.

• Pricing scales up quickly with usage

• As verification volumes grow, Persona can become more expensive than Alloy.

• More complex setup for enterprises

• The flexibility is powerful, but larger organizations may need developer involvement to customize workflows.

• Not built as a financial-grade risk engine

• Alloy’s decisioning logic and risk rules are more mature for U.S. banking compliance.

Persona vs Alloy — Comparison Table

Conclusion — When Persona Is the Best Alloy Alternative

Persona is the right choice if you need:

• Global KYC coverage

• Document and biometric verification

• Flexible, customizable onboarding workflows

• Fraud and risk analytics

• A modular identity stack

It is especially strong for companies operating internationally or onboarding users in multiple markets. Many teams pair Persona with Global Database or Zephira to add deep KYB, registry-level validation, UBO structures, and corporate linkages to their onboarding flows.

Persona Identity Verification — Frequently Asked Questions (Alloy Comparison & Global KYC)

1. Is Persona a strong alternative to Alloy for global identity verification?
   Yes. Persona is widely viewed as one of the best Alloy alternatives for global KYC, offering identity verification in over 200 countries, whereas Alloy remains primarily U.S.-focused. Companies expanding internationally often choose Persona for broader coverage.

2. Does Persona support document verification and biometric KYC checks?
   Yes. Persona provides native document authentication, selfie verification, liveness checks, and biometric matching. These features help detect fake IDs and reduce onboarding fraud without relying on third-party vendors.

3. Can Persona perform KYB or verify businesses?
   Persona offers basic KYB, but it does not provide deep registry-level data, UBO ownership structures, or corporate linkages. Teams needing full KYB/UBO verification typically pair Persona with Global Database or Zephira for authoritative registry-sourced company data.

4. How does Persona compare to Alloy for onboarding workflow automation?
   Persona offers highly customizable workflows through its drag-and-drop orchestration engine. Alloy provides strong risk rules for U.S. financial institutions, but Persona delivers more flexibility for global onboarding, marketplaces, and non-traditional use cases.

5. Who should choose Persona instead of Alloy?
   Persona is ideal for companies that require international KYC coverage, strong document/biometric verification, fraud detection, and customizable identity workflows. It is especially suited for global fintechs, marketplaces, gig platforms, and digital services operating across multiple regions.

4. Zephira.ai — Best Alloy Alternative for Global Registry Data, KYB, Tax IDs & Real-Time Company Intelligence

Overview: Why Zephira.ai Is a Strong Alternative (and Add-On) to Alloy

Zephira.ai is a developer-first API platform providing real-time access to registry-sourced company data, legal identifiers, tax IDs, KYB attributes, and ownership insights across 150+ jurisdictions. Unlike Alloy—which focuses primarily on U.S.-centric identity decisioning workflows—Zephira delivers the raw authoritative data required to power KYB, onboarding, UBO discovery, compliance checks, and entity resolution at scale.

Zephira.ai does not replace Alloy’s automation interface. Instead, it acts as a global KYB data engine that companies integrate directly into Alloy workflows or use independently to build their own verification stack.

It is ideal for products that need:

• Verified company data from registry sources

• Fast API access to tax IDs, registration numbers, and legal events

• International KYB coverage

• Deep entity profiles without relying on partners

• Data that Alloy does not natively provide outside the U.S.

Strengths — Why Companies Choose Zephira.ai Over Alloy Data Sources

• Authoritative, registry-sourced KYB data
  Zephira connects directly to 100+ government registries, ensuring legal identifiers, tax IDs, and company status are always accurate and up to date.

• Global business coverage — far beyond Alloy’s U.S. limits
  Zephira.ai provides worldwide company verification across 200+ countries, enabling global onboarding without relying on domestic-only datasets.

• Rich KYB attributes for compliance and onboarding
  Zephira offers registration numbers, tax IDs, incorporation details, legal status, addresses, industry codes, and compliance-critical attributes Alloy cannot access natively.

• Fast API built for developers
  Designed as an API-first platform with clear documentation, enabling rapid integration into existing KYC/KYB workflows.

• Flexible licensing and reseller rights
  Companies can embed Zephira data into their own products, which is often restricted by traditional data providers.

Weaknesses — Where Zephira Falls Short Compared to Alloy

• No workflow automation or decisioning engine
  Zephira.ai is purely a data provider—it does not offer risk rules, onboarding flows, or identity orchestration.

• No consumer KYC or document verification
  Zephira focuses on companies, not individuals. It does not replace Alloy or Persona for document checks or biometric identity verification.

• Limited financial fraud analytics
  Zephira does not include device intelligence, behavioral signals, or transaction fraud scoring.

• Requires integration work
  Because it’s an API-first platform, customers must build their own verification logic or plug Zephira directly into Alloy/Persona/GBG.

Zephira.ai vs Alloy — Comparison Table

Conclusion — When Zephira.ai Is the Best Alloy Alternative

Zephira.ai is the right choice if you need:

• Verified KYB data from global registries

• Instant access to company identifiers, tax IDs, legal status, and registration details

• Global onboarding support without relying on fragmented data vendors

• Flexible licensing and reseller-friendly terms

• Developer-first APIs to power internal or customer-facing KYB flows

Zephira.ai complements Alloy by providing the international business data Alloy does not cover, enabling companies to build a truly global onboarding process.

Zephira.ai — Frequently Asked Questions (Global KYB Data & Alloy Comparison)

1. Is Zephira.ai a replacement for Alloy’s onboarding and decisioning engine?
   No. Zephira.ai is not an onboarding platform. It provides registry-sourced KYB data, while Alloy offers workflow automation and identity decisioning. Many companies integrate Zephira into Alloy to fill Alloy’s global data gaps.

2. What type of KYB data does Zephira.ai provide?
   Zephira delivers official company information—including registration numbers, tax IDs, legal status, incorporation dates, addresses, industry codes, and other compliance-critical attributes—directly from government registries across 150+ jurisdictions.

3. Does Zephira.ai support global business verification?
   Yes. Zephira.ai enables business verification in 200+ countries, providing a single API for global KYB. This makes it valuable for fintechs, B2B marketplaces, RegTechs, and platforms onboarding entities across multiple regions.

4. Does Zephira.ai include ownership or UBO data?
   Zephira provides shareholder and ownership attributes when available at the registry level, but it does not perform deep multi-layer UBO mapping. Companies requiring full UBO structures typically combine Zephira with Global Database.

5. Who should choose Zephira.ai over Alloy?
   Zephira is ideal for teams that need authoritative KYB data, tax ID validation, registration checks, and global business verification—especially when Alloy’s data coverage is too U.S.-centric. It is a strong choice for developers building custom KYC/KYB systems, B2B onboarding flows, or compliance tools requiring first-party registry data.

5. ComplyAdvantage — Best Alloy Alternative for AML Screening, Sanctions Monitoring & Transaction Risk

Overview: Why ComplyAdvantage Is a Strong Alternative to Alloy

ComplyAdvantage is a leading AML intelligence platform specializing in real-time sanctions screening, PEP monitoring, adverse media detection, and transaction risk analytics. While Alloy focuses primarily on onboarding decisions for U.S. financial institutions, ComplyAdvantage provides the global AML data layer needed to meet regulatory obligations across multiple regions.

Many fintechs, banks, payment providers, and crypto platforms use ComplyAdvantage to:

• Screen customers and businesses against global sanctions lists

• Monitor transactions for suspicious patterns

• Automate ongoing AML monitoring

• Reduce false positives using machine-learning-driven risk signals

• Manage end-to-end AML workflows

Unlike Alloy, ComplyAdvantage is not primarily an identity verification tool—it’s an AML risk intelligence system that complements onboarding platforms like Alloy, Persona, or GBG.

Strengths — Why Companies Choose ComplyAdvantage Over Alloy

• Global sanctions, PEP, and watchlist screening
  ComplyAdvantage aggregates hundreds of global sanctions lists, politically exposed persons (PEP) data, and watchlists with continuous real-time updates—capabilities Alloy does not provide natively.

• Advanced AML transaction monitoring
  Machine-learning-driven monitoring detects suspicious behavior, unusual patterns, and anomalies across payments and transactions.

• Rich adverse media coverage
  ComplyAdvantage scans global news sources for negative events linked to individuals or entities, enhancing risk assessments.

• Automated ongoing monitoring
  Entities are continuously re-screened, reducing compliance risk and eliminating manual checks.

• API-first integration with onboarding & risk platforms
  Easily plugs into Alloy, Persona, GBG, or custom risk engines to strengthen AML controls.

Weaknesses — Where ComplyAdvantage Falls Short Compared to Alloy

• Not an onboarding decision engine
  ComplyAdvantage does not provide the workflow orchestration or onboarding rules that Alloy is known for.

• Limited identity verification coverage
  It does not offer document checks, biometric KYC, or user authentication.

• No deep KYB or UBO ownership data
  While useful for AML screenings, it lacks registry-sourced company profiles, UBOs, group structures, and legal filings.

• May require multiple integrations
  Teams often pair ComplyAdvantage with other tools (Persona, Global Database, Zephira) for full KYC/KYB coverage.

ComplyAdvantage vs Alloy — Comparison Table

Conclusion — When ComplyAdvantage Is the Best Alloy Alternative

ComplyAdvantage is the right choice if your priority is:

• Real-time sanctions and PEP screening

• Global AML monitoring and risk scoring

• Adverse media intelligence

• Behavioral and transaction-based risk analysis

• Automated regulatory compliance workflows

Most companies do not replace Alloy with ComplyAdvantage—they combine the two. Alloy handles onboarding logic, while ComplyAdvantage provides the AML intelligence Alloy lacks.

ComplyAdvantage — Frequently Asked Questions (AML Screening, Sanctions, and Alloy Comparison)

1. Is ComplyAdvantage a strong alternative to Alloy for AML and sanctions compliance?
   Yes. ComplyAdvantage is one of the best Alloy alternatives for real-time AML screening, sanctions checks, adverse media monitoring, and PEP screening. Alloy focuses on identity decisioning, while ComplyAdvantage delivers a deeper AML risk intelligence layer.

2. Does ComplyAdvantage support global sanctions and watchlist screening?
   Yes. ComplyAdvantage monitors 1,000+ global sanctions lists, law-enforcement databases, watchlists, politically exposed persons (PEPs), and specialized regulatory datasets—updated continuously in real time.

3. Does ComplyAdvantage offer KYC or KYB capabilities?
   ComplyAdvantage provides risk scoring and AML monitoring for both individuals and businesses, but it does not offer registry-sourced KYB data or UBO structures. Companies needing verified business information typically integrate ComplyAdvantage with Global Database or Zephira.ai.

4. How does ComplyAdvantage compare to Alloy for risk and fraud prevention?
   Alloy excels in onboarding workflow orchestration for U.S. fintechs, while ComplyAdvantage provides real-time AML risk intelligence, ongoing monitoring, and enhanced due diligence features. They often complement each other in enterprise compliance stacks.

5. Who should choose ComplyAdvantage instead of Alloy?
   ComplyAdvantage is ideal for organizations that require advanced AML/CTF screening, sanctions monitoring, PEP detection, and real-time adverse media scanning—such as banks, crypto platforms, payment providers, and regulated financial institutions.

6. OneSpan — Best Alloy Alternative for Secure Identity Verification, e-Signatures & Authentication

Overview: Why OneSpan Is a Notable Alternative to Alloy

OneSpan is a long-established leader in digital identity, authentication, e-signatures, and secure onboarding. While Alloy focuses on workflow orchestration for U.S. fintechs, OneSpan specializes in high-assurance identity verification, fraud prevention, and document security for regulated industries.

OneSpan is used by banks, insurance carriers, governments, and financial institutions that require:

• Trusted identity verification

• Strong authentication and fraud prevention

• Secure e-signatures and digital agreement workflows

• Audit-ready compliance

• High-assurance onboarding for regulated environments

OneSpan is not a direct Alloy competitor for automation logic—but it is a powerful identity assurance platform that complements or replaces parts of Alloy’s onboarding stack.

Strengths — Why Companies Choose OneSpan Over Alloy

• High-assurance identity verification for regulated industries
  OneSpan provides robust identity proofing with strong authentication, designed for banks, governments, lending, and insurance.

• Secure and compliant e-signature workflows
  Its e-signature technology (OneSpan Sign) is used globally for legally binding agreements, onboarding forms, and regulated documentation.

• Advanced fraud prevention tools
  OneSpan includes risk scoring, device intelligence, behavioral analytics, and authentication checks—making it stronger than Alloy in fraud protection.

• Trusted authentication and access security
  With strong multi-factor authentication, OneSpan supports secure access to portals, banking apps, and onboarding systems.

• Enterprise-grade compliance controls
  Designed for highly regulated organizations requiring auditable, secure, and compliant identity workflows.

Weaknesses — Where OneSpan Falls Short Compared to Alloy

• No full onboarding decisioning engine
  OneSpan does not offer Alloy-style workflow automation or identity orchestration for fintech onboarding.

• Limited global KYB and business verification data
  It does not include registry-sourced KYB, UBO data, or corporate linkages. Teams often pair OneSpan with Global Database or Zephira.

• Not a product aimed at startup or mid-market onboarding
  OneSpan is priced and designed primarily for large enterprises.

• More complex implementation for smaller teams
  Due to its security focus, setup requires more configuration than newer identity platforms.

OneSpan vs Alloy — Comparison Table

Conclusion — When OneSpan Is the Best Alloy Alternative

Choose OneSpan if you need:

• High-assurance identity verification

• Secure and compliant e-signature workflows

• Strong authentication and fraud prevention

• A trusted solution for regulated onboarding

• Enterprise-grade compliance and auditability

OneSpan is often paired with Alloy for companies needing authentication + verification + agreement signing, or used alongside Global Database/Zephira for verified business information and KYB coverage.

OneSpan — Frequently Asked Questions (Identity Assurance, e-Signatures & Alloy Comparison)

1. Is OneSpan a strong alternative to Alloy for identity verification?
   Yes. OneSpan provides high-assurance identity verification and authentication, making it a strong alternative when security and compliance are top priorities—especially for banks and government clients.

2. Does OneSpan offer secure e-signatures and digital agreement workflows?
   Yes. OneSpan Sign is a market-leading e-signature solution used for onboarding documents, loan agreements, contracts, and regulated forms.

3. Does OneSpan include KYB or UBO business verification?
   No. OneSpan focuses on identity assurance, authentication, and e-signatures. Companies needing registry-sourced KYB data and ownership structures typically add Global Database or Zephira.ai.

4. How does OneSpan compare to Alloy for fraud prevention?
   OneSpan excels in authentication, device intelligence, and fraud analytics, while Alloy provides stronger workflow automation and onboarding decisioning.

5. Who should choose OneSpan instead of Alloy?
   OneSpan is ideal for regulated organizations—banks, insurers, fintech lenders, and government institutions—that require secure identity verification, strong authentication, compliant e-signatures, and advanced fraud prevention.

7. ComplyCube — Best Alloy Alternative for Identity Verification, Biometrics & Automated KYC

Overview: Why ComplyCube Is a Strong Alternative to Alloy

ComplyCube is an identity verification platform offering KYC, biometric authentication, document verification, sanctions screening, and risk monitoring. Similar to Persona, ComplyCube provides a modular verification stack, but with a stronger emphasis on developers and automation.

Unlike Alloy—which focuses heavily on U.S. onboarding decisioning—ComplyCube delivers:

• Global KYC coverage

• Document + biometric verification

• AML screening

• Face matching and liveness checks

• Risk scoring

ComplyCube is widely used by fintechs, marketplaces, crypto companies, insurers, and mobility platforms that need fast, automated identity verification with flexible pricing.

Strengths — Why Companies Choose ComplyCube Over Alloy

• Global KYC and document verification
  ComplyCube verifies identities across all major global markets, outperforming Alloy’s U.S.-centric partner ecosystem.

• Built-in biometrics and liveness
  It offers face match, selfie checks, active/passive liveness, and biometric verification without needing third-party providers.

• Comprehensive AML screening
  Includes sanctions lists, watchlists, PEP screening, adverse media, and ongoing monitoring — all natively available.

• Developer-friendly APIs and SDKs
  Lightweight, fast, and easy to integrate into mobile apps and web flows.

• Automated decisioning with risk scoring
  Provides configurable rules and risk logic for identity onboarding.

Weaknesses — Where ComplyCube Falls Short Compared to Alloy

• Not a full identity orchestration platform
  ComplyCube offers verification and risk scoring, but it does not rival Alloy’s U.S. banking-grade workflow automation.

• Limited KYB functionality
  It provides basic business checks but does not include registry-sourced KYB data, UBO ownership structures, or corporate linkages.

• No fraud signals beyond identity & AML
  Lacks behavioral analysis, device profiling, and transaction fraud detection.

• More technical setup required
  While developer-friendly, building advanced workflows may require engineering involvement.

ComplyCube vs Alloy — Comparison Table

Conclusion — When ComplyCube Is the Best Alloy Alternative

Choose ComplyCube if you need:

• Global identity verification

• Rapid document and biometric checks

• Sanctions, PEP, and watchlist screening

• A flexible identity API for mobile or web

• Automated verification workflows

ComplyCube is ideal for companies operating in multiple regions that require fast, accurate identity verification and AML checks, but do not need Alloy’s U.S.-specific orchestration engine.

Teams often combine ComplyCube with Global Database / Zephira for registry KYB data, UBO structures, EIN/tax ID validation, and corporate linkages.

ComplyCube — Frequently Asked Questions (KYC, Biometrics & Alloy Comparison)

1. Is ComplyCube a strong alternative to Alloy for global KYC?
   Yes. ComplyCube provides global identity verification, document authentication, and biometric checks, making it more suitable than Alloy for companies onboarding users outside the U.S.

2. Does ComplyCube support sanctions and AML screening?
   Yes. ComplyCube offers sanctions checks, PEP screening, watchlists, and adverse media monitoring, with continuous updates.

3. Does ComplyCube provide business verification (KYB)?
   Only basic KYB. Companies needing registry-sourced KYB, UBO structures, or corporate linkages typically integrate ComplyCube with Zephira.ai or Global Database.

4. How does ComplyCube compare to Alloy for workflow automation?
   ComplyCube provides rules-based decisioning, but Alloy remains stronger for complex U.S. fintech workflows. ComplyCube is preferred when global identity verification is the priority.

5. Who should choose ComplyCube instead of Alloy?
   ComplyCube is ideal for companies that require fast global KYC, biometrics, AML screening, and automated identity workflows—especially fintechs, crypto companies, insurers, and marketplaces operating internationally.

8. Sumsub — Best Alloy Alternative for End-to-End KYC, KYB, AML, and Fraud Prevention

Overview: Why Sumsub Is a Leading Alternative to Alloy

Sumsub is a full-stack verification platform offering global KYC, KYB, AML screening, biometric onboarding, fraud prevention, and ongoing monitoring. Unlike Alloy, which primarily acts as a workflow orchestration engine, Sumsub provides native verification capabilities for both individuals and businesses.

Trusted by fintechs, crypto exchanges, gaming platforms, neobanks, payment companies, and mobility apps, Sumsub is ideal for teams looking for global coverage, strong compliance automation, and advanced biometric security in a single unified platform.

Sumsub’s platform includes:

• Global KYC and document authentication

• KYB verification across 200+ regions

• Biometric onboarding (selfie, liveness, facial matching)

• AML screening (sanctions, PEPs, watchlists, adverse media)

• Fraud prevention tools

• Workflow automation and custom compliance rules

Strengths — Why Companies Choose Sumsub Over Alloy

• Global KYC with strong document + biometric verification
  Sumsub supports identity verification in 200+ countries, offering document checks, liveness detection, and face matching—going far beyond Alloy’s partner-based KYC coverage.

• Built-in KYB verification
  Sumsub includes business verification capabilities, including registration checks and AML risk scoring, making it more comprehensive than Alloy’s U.S.-first approach.
  (Note: For registry-sourced KYB, legal identifiers, UBO maps, and corporate linkages, companies still pair Sumsub with Global Database or Zephira.)

• Advanced AML and sanctions monitoring
  Sumsub includes real-time screening for sanctions, watchlists, PEPs, and adverse media across global data sources.

• Strong fraud prevention tools
  Capabilities include device fingerprinting, behavioral analysis, fraud scoring, and pattern recognition—features Alloy does not natively provide.

• Compliance automation for regulated industries
  Sumsub offers customizable rules, audit logs, and region-specific compliance frameworks (FATF, GDPR, FCA, MAS, etc.).

Weaknesses — Where Sumsub Falls Short Compared to Alloy

• More expensive for high-volume identity checks
  Sumsub’s pricing increases quickly with document and biometric usage.

• KYB coverage is not fully registry-sourced
  While Sumsub verifies businesses, it does not provide deep UBO mapping, legal identifiers, registry documents, or complex ownership structures.
  For this, companies use Global Database or Zephira.

• Less customizable risk logic than Alloy
  Alloy’s rules engine offers more granularity for U.S. financial institutions and underwriting workflows.

• Implementation can be heavier for small teams
  Sumsub’s enterprise-grade feature set may require dedicated onboarding and technical support.

Sumsub vs Alloy — Comparison Table

Conclusion — When Sumsub Is the Best Alloy Alternative

Choose Sumsub if your organization needs:

• End-to-end onboarding for both individuals and businesses

• Global KYC and KYB coverage in one platform

• Biometric verification and advanced fraud prevention

• AML + sanctions screening with ongoing monitoring

• Compliance workflows that operate at global scale

However, companies needing deep registry-level KYB, UBO structures, legal identifiers, corporate linkages, and tax IDs typically integrate Sumsub with Global Database or Zephira.ai to fill these critical data gaps.

Sumsub is strongest as a combined identity + compliance platform, while Alloy is primarily a U.S.-focused orchestration engine.

Sumsub — SEO-Optimized FAQs (KYC, KYB, AML & Alloy Comparison)

1. Is Sumsub a strong alternative to Alloy for global KYC and KYB verification?
   Yes. Sumsub provides built-in global KYC and KYB, while Alloy relies on third-party data and is primarily U.S.-centric.

2. Does Sumsub support biometric verification and liveness detection?
   Yes. Sumsub includes facial matching, liveness detection, and document fraud analysis, making onboarding more secure.

3. Does Sumsub include AML and sanctions screening?
   Yes. Sumsub offers real-time AML checks, sanctions monitoring, PEP screening, watchlists, and adverse media scanning.

4. How does Sumsub compare to Alloy for business verification (KYB)?
   Sumsub provides KYB features but does not include registry-sourced UBO structures or legal identifiers. For deeper KYB intelligence, companies integrate Sumsub with Global Database or Zephira.

5. Who should choose Sumsub instead of Alloy?
   Sumsub is ideal for global fintechs, crypto platforms, banks, and regulated companies that need KYC, KYB, AML, biometrics, and fraud prevention in a single platform.

9. Credas — Best Alloy Alternative for UK-Focused KYC, Document Verification & Compliance in 2026

Overview: Why Credas Is a Strong Alternative to Alloy in the UK

Credas is a UK-based identity verification and risk solutions provider offering KYC, document verification, biometric checks, AML & compliance services tailored for UK markets. While Alloy is U.S.-centred, Credas is optimized for UK and EMEA regulatory environments, making it a compelling choice for companies operating in the UK, Ireland, or servicing UK‐based customers.

Strengths — Why Companies Choose Credas Over Alloy for UK Onboarding

• UK & EMEA regulatory expertise
  Credas is deeply knowledgeable about UK AML regulations, ID verification requirements, and data protection standards — areas where U.S.-centric platforms may fall short.

• Document verification for UK & international documents
  Credas supports numerous UK-issued ID types, UK business verification, passports, and documents from multiple jurisdictions.

• Biometric and selfie verification built for UK fintech
  Credas delivers strong self-service onboarding for UK fintechs, digital lenders, marketplaces, gig apps, and telcos.

• Compliance-ready workflows for UK financial services
  Credas includes audit logs, case management, risk scoring and workflows aligned with FCA and UK-regulator expectations.

• Specialist vertical support
  Credas serves regulated sectors like lending, credit brokers, consumer finance, estate agents and telecoms in the UK.

Weaknesses — Where Credas Falls Short Compared to Alloy

• Limited global scale outside UK / EMEA
  Credas focuses on UK/EMEA markets and does not match Alloy’s global partner ecosystem or U.S. breadth.

• Light KYB & UBO capabilities
  Credas is stronger on individual identity checks; business verification and ownership mapping are less deep.

• Not ideal for fintechs scaling internationally
  Companies moving beyond UK/EMEA may require a second verification stack.

Credas vs Alloy — Comparison Table

Conclusion — When Credas Is the Best Alloy Alternative

Choose Credas if your business is focused on the UK or EMEA, needs strong identity verification under UK regulatory requirements, and wants a provider optimized for British onboarding and compliance. If your operations span globally or you need deep KYB, UBO or international scale, Alloy or other global competitors may be more suitable.

Credas — Frequently Asked Questions (UK Identity Verification & Alloy Comparison)

1. Is Credas a good alternative to Alloy for UK-based onboarding?
   Yes. Credas is designed for the UK market, with identity verification and compliance workflows aligned to UK regulations—making it a strong choice over U.S.-centred Alloy for UK operations.

2. Does Credas offer business verification or KYB?
   Credas provides basic business checks but lacks deep KYB, UBO mapping, and global corporate linkages.

3. Is Credas suitable for regulated industries in the UK?
   Yes. Credas serves UK fintechs, lending platforms, consumer finance, and telcos — providing audit logs, AML workflows, and identity verification tailored for UK compliance.

4. Does Credas support document verification outside the UK?
   Yes. Credas supports international ID documents, but its primary strength remains in UK/EMEA identity verification.

5. Who typically chooses Credas instead of Alloy?
   UK-only fintechs, lenders, marketplaces and digital service providers operating primarily within the UK/EMEA choose Credas when they need a compliance-focused, UK-optimized onboarding solution.

10. IDnow — Best Alloy Alternative for European Identity Verification, eID Solutions & Video-KYC (2026)

Overview: Why IDnow Is a Strong Alternative to Alloy

IDnow is a leading European identity verification provider offering automated document checks, biometric verification, video-based KYC, and eID wallet solutions. While Alloy is heavily U.S.-centric and built around workflow decisioning, IDnow is designed to meet European regulatory standards such as eIDAS, AML regulations, and local KYC requirements.

IDnow is chosen by banks, fintechs, mobility platforms, gaming operators, and regulated entities needing high-assurance identity verification and multilingual coverage across global markets.

Strengths — Why Companies Choose IDnow Over Alloy

• Comprehensive document and video verification
  IDnow supports thousands of global ID documents and provides both automated and human-assisted video verification options.

• Strong compliance capabilities for European regulations
  IDnow is built to align with eIDAS, AML directives, and regional compliance standards, making it ideal for businesses operating in the EU or UK.

• Multiple verification modes
  The platform supports automated ID checks, video ID, eID, biometric verification, and even optional in-person identity verification—giving companies flexible onboarding methods.

• Trusted in regulated sectors
  Banks, insurers, mobility providers, and crypto platforms use IDnow because of its high assurance, auditability, and security.

• Global document support
  Although European-centric, IDnow verifies identities worldwide and supports ID documents issued in a wide range of jurisdictions.

Weaknesses — Where IDnow Falls Short Compared to Alloy

• Limited business verification (KYB) and no UBO mapping
  IDnow focuses on individuals, not companies. It does not provide registry-sourced KYB, ownership structures, or corporate linkages.

• Less sophisticated workflow decisioning compared to Alloy
  IDnow’s orchestration features are improving but still less flexible than Alloy’s advanced risk-decision engine.

• Higher cost for small or non-EU businesses
  Video-based verification and high-assurance checks may be costly for smaller organizations or those with basic requirements.

• Identity-only platform
  Companies needing combined KYC, KYB, AML and risk-decision automation may need to pair IDnow with additional solutions.

IDnow vs Alloy — Comparison Table

Conclusion — When IDnow Is the Best Alloy Alternative

Choose IDnow if your business needs:

• High-assurance identity verification

• Video-KYC for regulated industries

• Compliance with European AML and identity standards

• Flexible verification methods (automated, video, biometric, eID)

• Multilingual, multi-market user onboarding

IDnow is ideal for European-focused fintechs, banks, mobility platforms, gaming operators, and global companies requiring robust identity checks. For deeper KYB, ownership mapping, or workflow decisioning, IDnow is often paired with data providers or orchestration tools.

IDnow — Frequently Asked Questions (KYC, Video Verification & Alloy Comparison)

1. Is IDnow a strong alternative to Alloy for identity verification?
   Yes. IDnow is a leading alternative for organizations needing high-assurance KYC, global document verification, and video-based identity checks—capabilities Alloy does not provide natively.

2. Does IDnow support video verification and biometric checks?
   Yes. IDnow offers automated document verification, biometric face matching, liveness detection, and human-assisted video verification for regulated industries.

3. Can IDnow be used for global onboarding?
   Yes. While it is especially strong in Europe, IDnow supports identity verification across many international markets, making it suitable for global onboarding.

4. Does IDnow offer KYB, business verification, or UBO information?
   No. IDnow is focused on consumer identity verification. Companies needing business verification, UBO structures, or registry-sourced KYB typically integrate additional providers.

5. Who should choose IDnow instead of Alloy?
   Organizations that need European regulatory compliance, video-KYC, biometric verification, and global document coverage should choose IDnow. It is particularly strong for banks, fintechs, mobility platforms, crypto companies, and any business requiring thorough identity assurance.

Full Comparison Table: Top 10 Alloy Alternatives in 2026

To help teams evaluate the strongest Alloy competitors, the table below compares the top 10 alternatives across core dimensions such as platform focus, workflow automation, global coverage, KYB/KYC depth, and key differentiators. This table makes it easy to see which solution fits your onboarding, KYC, KYB, AML, or global compliance needs.

Comparison Table — Alloy vs. Top 10 Alternatives (KYC, KYB, AML, UBO, Fraud & Automation)

Final Conclusion: Choosing the Right Alloy Alternative for KYC, KYB & AML in 2026

As the verification landscape evolves, fewer companies rely on a single platform for onboarding, compliance, KYB, UBO mapping, or AML monitoring. Alloy remains a strong choice for U.S.-focused identity decisioning, but it lacks the global coverage, registry-sourced business verification, international KYB depth, and ownership transparency required by companies expanding beyond the United States.

The alternatives reviewed in this guide fall into three clear categories:

1. Data-Layer Alternatives for Deeper KYB, UBO, Registry & Compliance Intelligence

• Global Database

• Zephira.ai

These platforms are ideal when your priority is authoritative registry data, multi-level ownership structures, tax IDs, legal identifiers, and global KYB coverage. They integrate seamlessly into Alloy workflows or replace Alloy data gaps entirely.

2. Identity Verification Platforms With Global KYC, Biometrics & Document Checks

• GBG Identity Verification

• Persona

• ComplyCube

• IDnow

• Credas

These providers solve international identity verification, document authentication, biometric liveness, and compliance workflows—going far beyond the U.S.-centric scope of Alloy.

3. Complete Compliance Suites Covering KYC + KYB + AML + Fraud Prevention

• ComplyAdvantage

• Sumsub

• OneSpan

These systems go beyond onboarding to provide real-time AML, sanctions screening, ongoing monitoring, and risk scoring, which Alloy does not natively support.

Which Alloy Alternative Should You Choose?

• Choose Global Database or Zephira.ai if you need global KYB, shareholder data, UBO mapping, legal identifiers, or deep registry transparency.

• Choose GBG, Persona, ComplyCube, Credas, or IDnow if your challenge is global KYC, document verification, biometrics, or Europe-focused compliance.

• Choose ComplyAdvantage, OneSpan, or Sumsub if you require a unified AML/KYC/KYB platform with monitoring and fraud detection.

No single platform replaces Alloy across every function. The right solution depends on whether your business needs:

• International reach vs. U.S.-centric workflows

• Registry-level KYB data vs. identity orchestration

• AML screening vs. document verification

• Flexible workflow automation vs. deep entity intelligence

For most global companies, the winning setup is a hybrid stack:
one provider for global KYB + UBO data, another for identity verification, and a third for AML/CTF risk monitoring.

Top 10 Frequently Asked Questions About Alloy Alternatives (KYC, KYB, UBO & AML Platforms)

1. What are the best Alloy alternatives for KYC and identity verification in 2026?
The top Alloy competitors for KYC include GBG, Persona, ComplyCube, Sumsub, IDnow, and OneSpan. These platforms offer global identity verification, document checks, biometrics, and fraud prevention—capabilities that go beyond Alloy’s U.S.-centric identity decisioning model.

2. Which Alloy alternatives offer global KYB and business verification?
The strongest global KYB alternatives are Global Database and Zephira.ai, both offering registry-sourced data, tax IDs, legal status, ownership structures, and cross-border corporate linkages unavailable natively in Alloy.

3. What is the best Alloy alternative for AML screening and sanctions checks?
ComplyAdvantage provides real-time AML screening, sanctions monitoring, PEP checks, adverse media, and ongoing monitoring—making it the best AML-focused alternative to Alloy.

4. Which platforms offer both KYC and KYB in one solution?
Sumsub, ComplyCube, and GBG provide both KYC and KYB capabilities, combining individual and business verification into unified compliance workflows.

5. What Alloy competitor supports deep UBO and ownership structure data?
Global Database offers one of the most complete global UBO intelligence datasets, with multi-layer ownership mapping, shareholder trees, and registry-verified linkages across 378M+ corporate structures.

6. What Alloy alternatives work best for European or UK identity verification?
IDnow and Credas are the top Alloy alternatives for EU and UK-focused onboarding, including video KYC, eID wallet verification, and workflows aligned with EU/UK AML regulations.

7. Which Alloy competitors provide developer-friendly APIs?
Zephira.ai and ComplyCube offer lightweight, developer-first APIs for KYC/KYB onboarding, making them ideal for engineering teams building verification flows in-house.

8. What is the best Alloy replacement for fraud detection and risk scoring?
GBG and Sumsub provide advanced fraud detection tools including device intelligence, behavioral analytics, liveness checks, and risk scoring—stronger than Alloy’s partner-dependent approach.

9. Which Alloy alternatives allow global onboarding at scale?
Persona, Sumsub, GBG, and IDnow are designed for international scale, supporting verification across 100–200+ countries with robust compliance and identity modules.

10. Do any Alloy competitors provide flexible reseller or data-licensing rights?
Yes. Global Database and Zephira.ai offer flexible licensing, white-labeling, and reseller rights—options typically restricted by traditional KYC/KYB data vendors.