Most countries hand you one place to look up a company. The United States hands you fifty-one. There is no federal company register, no nationwide search, and — since March 2025 — no domestic beneficial-ownership registry either. That fragmentation is the entire reason a US company data market exists. This guide explains the problem in plain terms, then compares the eight providers that solve it for compliance, risk, onboarding and data teams.
There is no single source for US company data. Formation is state-level, so authoritative records sit in 51 disconnected registries — no shared search, no financials, and, since 2025, no public beneficial-ownership register. Providers exist to stitch that together.
Two ways to buy. Registry-native providers (Global Database, Zephira, Zavia, OpenCorporates) lead with first-party official-source data and verification. Incumbents (Dun & Bradstreet, Moody's/Orbis, Creditsafe) lead with credit, scores and analytics on multi-source data clouds. Enigma is the US small-business specialist.
Quick verdict. Real-time KYB → Global Database, Zephira, Creditsafe · group structure → Moody's/Orbis or Zavia · credit decisions → D&B or Creditsafe · US small-business & merchants → Enigma · open, auditable data → OpenCorporates.
The core problem: the US has no central company registry
In the UK you have Companies House. In France, the RNE. In most jurisdictions, a single national register is the authoritative source of company data. The US doesn't work that way. Company formation happens at the state level, so the authoritative records sit in 50 separate Secretary of State systems plus the District of Columbia — 51 jurisdictions, each with its own portal, its own data model, its own update cadence, and no shared search.
For anyone trying to verify, onboard, or assess a US company at scale, that creates four hard gaps:
- No cross-state search. A company registered in Delaware but operating in Texas appears in one system and not the other. There is no button that queries all 51 at once.
- No financials. US state filings confirm that an entity exists and who its registered agent is. They do not carry revenue, accounts, or credit data — unlike UK or EU registries.
- Stale officers and addresses. Most states only refresh entity details at annual-report time, so director and address data can be a year out of date between filings.
- No beneficial-ownership register. The Corporate Transparency Act was supposed to create one. It effectively didn't — see below.
The ownership paradox: the government stopped collecting it — banks still must (verified July 2026)
Two things are true at once. Under FinCEN's interim final rule of 26 March 2025, US domestic companies and US persons are exempt from beneficial-ownership (BOI) reporting under the Corporate Transparency Act — only foreign entities registered in the US still file. So there is no public beneficial-ownership register for American companies.
But the obligation didn't disappear — it moved to the private sector. FinCEN's Customer Due Diligence (CDD) Rule still requires banks and other covered institutions to identify and verify the beneficial owners of their legal-entity customers. A February 2026 exceptive relief order (FIN-2026-R001) streamlined this — institutions no longer re-verify at every new account opening — but did not remove the requirement to obtain the data.
The net effect for buyers: demand for US ownership data went up while the government source vanished. With no registry to look it up in, reliable US ownership data simply isn't available off the shelf — a gap no provider fully closes, so treat any vendor claiming complete US UBO with scepticism.
There's no universal US company identifier, either
Fragmentation isn't only about where the data lives — it's that there's no shared key to join it. Most countries give every company one official number for life. The US has several competing identifiers, none of which is a public, universal lookup key:
| Identifier | Issued by | Public & universal? | The catch |
|---|---|---|---|
| State entity number | Each Secretary of State | No | Different format in every state; doesn't reconcile across states |
| EIN (Tax ID) | IRS (federal) | No | Federal, but not published in a searchable public register |
| D-U-N-S Number | Dun & Bradstreet | Widely used | Proprietary to one vendor — not a government ID |
| LEI | GLEIF / accredited issuers | Public | Voluntary — most US companies don't have one |
The practical consequence: matching "the same company" across filings, credit files, sanctions lists and your own CRM is an engineering problem in the US, not a lookup. Strong providers solve it with entity resolution and by mapping between these identifiers — which is why identity resolution quietly matters as much as raw coverage.
US company data is more than the state registries
The state registries are the backbone, but a complete US picture pulls from federal and public layers too. Depending on your use case, "US company data" also lives in:
- SEC EDGAR — financials and filings for public companies and large private filers.
- SAM.gov — entities registered to do business with the federal government (with UEI identifiers).
- UCC filings — secured-lending records that reveal liens and financing relationships.
- Court & bankruptcy records (PACER) — litigation and insolvency signals for risk.
- Professional & business licensing — proof a business is authorized to operate in its field.
Providers that only mirror state registries confirm a company exists. The ones that fuse these public layers can tell you whether it's real, active, solvent and doing what it claims — a meaningful difference for onboarding and risk.
What "good" US company data actually requires
Because no single registry is enough, evaluate US providers on how well they close the gaps above — not on raw record counts. Here's what actually matters for compliance, risk and data buyers:
- Source quality. Is the data pulled first-party from official government registries, or re-sold from third-party aggregators? First-party sourcing means fewer broken-telephone errors and a defensible audit trail.
- Coverage depth vs breadth. Breadth is total companies. Depth is how much you get per company — officers, ownership, financials, filings history. US depth is where most providers thin out.
- Accuracy & match rate. Record counts mean nothing if half are dead entities or duplicates. Ask about verified accuracy, deduplication, and how many records are active versus simply on file — "300M records" and "163M active companies" are very different claims.
- Group structure. Parent-subsidiary and corporate-hierarchy data is available and worth comparing. Individual beneficial ownership (UBO), by contrast, is not available in the US — there's no register for it and no provider can reliably supply it, so discount any vendor that claims full US UBO.
- People, sanctions & adverse media. Compliance screens humans, not just entities — officers, PEPs, OFAC/sanctions hits and adverse media. Entity data alone covers only half the KYB job.
- Freshness. How often is the underlying registry data refreshed, and does the provider monitor changes and alert you?
- Delivery. Real-time API for onboarding, bulk data for analytics and modeling, and an online platform for manual research — ideally all three.
The 8 US company data providers, compared
Two camps solve the US problem differently. Registry-native providers are built on direct feeds from official registries and lead with official-source data and verification. Incumbents and aggregators layer scores, credit and analytics on top of large multi-source data clouds. Here's how they line up on the criteria that matter for US data.
How we evaluated this
Every figure below is drawn from each provider's own published materials and cross-checked in July 2026; regulatory points are verified against FinCEN and the Federal Register. Coverage numbers are self-reported and mix global and US-specific totals, so we treat them as scope signals, not benchmarks. No vendor paid for inclusion or placement.
| Provider | Type | Stated coverage | First-party registry | Group structure | US financials | Delivery |
|---|---|---|---|---|---|---|
| Global Database | Registry-native | 600M+ companies globally · ~110M US (active + inactive) | Yes | Yes | Yes | API · Bulk · Platform |
| Zephira.ai | Registry-native | 300M+ companies (163M active), 400+ registries, 150+ countries | Yes | Yes | Partial | API |
| Dun & Bradstreet | Incumbent | 500M+ D-U-N-S records globally | Multi-source | Yes | Yes | API · Platform |
| Moody's (Orbis / BvD) | Incumbent | 625M+ companies globally (99% private) | Multi-source | Yes | Yes | API · Platform |
| Creditsafe | Incumbent | 430M+ business reports, 9,000+ sources | Multi-source | Yes | Yes | API · Platform |
| Zavia.ai | Registry-native | 300M+ records, 100+ countries (ownership-structure specialist) | Yes | Yes | Limited | API · Bulk · Platform |
| Enigma | US specialist | 49M+ US businesses (US-only) | Gov records + signals | No | Partial | API |
| OpenCorporates | Registry-native | 140+ jurisdictions, all 50 US states (open data) | Yes | Limited | No | API · Bulk |
Coverage figures are each provider's own stated numbers and mix global totals with US-specific counts (Enigma is US-only). Treat them as scope signals, not like-for-like benchmarks. Verified against provider sources, July 2026.
What data you actually get on US companies
The US is a tricky country — public information is limited and identifiers are fragmented — so the fields that actually matter narrow down fast. Here's how each provider covers the ones that count for US work (✓ available · ~ partial/limited · – not available).
| Provider | Registry data | EIN | Group structure | Public financials | Revenue & headcount | Firmographics | Sanctions / PEP | Monitoring |
|---|---|---|---|---|---|---|---|---|
| Global Database | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Zephira.ai | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | – | ~ |
| Dun & Bradstreet | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Moody's (Orbis) | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Creditsafe | ✓ | – | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Zavia.ai | ✓ | ✓ | ✓ | – | – | ~ | – | ✓ |
| Enigma | ✓ | ✓ | – | – | ✓ | ✓ | – | ✓ |
| OpenCorporates | ✓ | – | ~ | – | – | ~ | – | ~ |
Capability posture based on each provider's stated US offering, July 2026 — not an exhaustive field audit. Verify against a live sample for the specific fields you need.
The US won't give you a central registry. Global Database does the aggregation for you — company records, officers, group structure and filings sourced first-party from official government registries across the US, Canada and 190+ countries, deduplicated and standardized into one feed. No stitching together state portals, no stale exports.
Built for KYB, onboarding, risk, due diligence and data enrichment teams.Provider-by-provider breakdown
Who each provider is, plus the advantages and trade-offs — in the same order as the table above.
1. Global Database Registry-native
A UK-founded business-intelligence company built on direct, first-party feeds from official government registries — not resold third-party files.
Every record traces to an authoritative source, so one profile carries both the verification and the commercial layer. Uniquely for a registry-native provider, it offers all three delivery modes at challenger pricing.
Advantages
- First-party data sourced directly from official government registries across 190+ countries, all 50 US states + DC included
- Includes inactive and dissolved companies — strong for historical and lapsed-entity checks
- Group structure, financials and sanctions/PEP screening in a single record
- Flexible delivery: API, bulk data or online platform
- Challenger pricing versus D&B and Moody's
Disadvantages
- Not a credit bureau — financials are modeled and filings-based, not bureau-grade scores
- Lower brand recognition than incumbents like D&B
2. Zephira.ai Registry-native
An AI-first provider that pulls official records from 400+ government registries and standardises them into one consistent schema.
Its edge is normalisation — a company in Delaware and one in Germany come back in the same shape. Published, self-serve pricing from ~$99/month means teams can ship a registry-grade lookup without an enterprise contract.
Advantages
- Official registry data via a clean REST API with AI normalization
- Transparent, self-serve pricing from ~$99/month — no sales cycle
- Fast to wire into KYB and verification flows
- Group structure and shareholders included
Disadvantages
- API-only — no research platform or bulk analytics feed
- Newer entrant, less proven at enterprise scale
- Financial and credit depth thinner than the incumbents
3. Dun & Bradstreet Incumbent
The oldest name in business information, tracing back to the Mercantile Agency founded in New York in 1841.
Its D-U-N-S Number (introduced 1963) is a de facto identifier across US procurement and banking — a big part of the enterprise lock-in. The strength is credit and risk depth, not registry provenance, at premium pricing.
Advantages
- Deepest business credit and risk scoring
- D-U-N-S ubiquity across procurement and enterprise systems
- Extensive firmographics and corporate linkage
- Mature ecosystem integrations
Disadvantages
- Multi-source, not first-party registry — weaker provenance
- Premium enterprise pricing
- Long-tail data recency can lag between updates
- Effective lock-in around the proprietary D-U-N-S identifier
See our D&B competitors guide and Global Database vs D&B comparison.
4. Moody's — Orbis / Bureau van Dijk Incumbent
Orbis is the flagship of Bureau van Dijk — founded in Brussels in 1991 and acquired by Moody's in 2017 for roughly $3.3 billion.
It restates accounts across countries so financials compare, and models figures where filings are thin. It's the reference standard for ownership and private-company analysis — but built for analysts on enterprise contracts, not real-time onboarding.
Advantages
- Best-in-class cross-border ownership-structure depth
- Standardized private-company financials and modeled figures
- Corporate hierarchies and group structures
Disadvantages
- Enterprise pricing and implementation complexity
- Analyst-oriented — not built for real-time onboarding
- SMB long tail is less of a focus than large/mid-market
5. Creditsafe Incumbent
Founded in Oslo in 1997 to make business-credit reports instant and affordable, now one of the most widely used business-credit providers in the world.
It pairs instant credit scores with built-in compliance screening and change alerts, and drops into CRMs cleanly. The trade-off: it aggregates many sources rather than sourcing first-party, and ownership data is lighter than dedicated players.
Advantages
- Instant business credit reports and scores
- Built-in sanctions/PEP and KYB/KYC screening
- Change monitoring and alerts
- Strong Connect API for automated decisioning
Disadvantages
- Multi-source aggregation rather than first-party registry
- Group-structure data lighter than dedicated ownership players
- Credit-first design — less suited as a pure entity source
6. Zavia.ai Registry-native
A specialist in the hardest problem in company data: ownership and corporate structure.
It traces ownership links from what registries disclose and presents them as a navigable network — deep on structure, light on financials and firmographics. In the US, with no ownership register, that means group structure, not verified individual UBO.
Advantages
- Strongest corporate-structure and ownership-link mapping of the registry-native group
- AI ownership-network visualization
- Flexible delivery: platform, API and bulk
- Published, accessible pricing
Disadvantages
- Narrow by design — light on financials, credit and general firmographics
- Newer entrant
- Depth beyond ownership is limited
7. Enigma US specialist
A New York company, founded in 2011, focused squarely on US small-business intelligence.
Its edge is data almost no rival has — card-transaction signals from 750M+ cards and 30B+ transactions, turned into revenue estimates for merchants that file no accounts. It's US-only and API-first, with no group-structure or ownership data.
Advantages
- Unique card-based revenue and growth signals
- Strong for small-business and merchant verification and underwriting
- Nationwide US registration coverage and identity resolution
Disadvantages
- US-only — no international coverage
- API-only — no research platform
- No group-structure or ownership data
8. OpenCorporates Registry-native
The largest open database of companies in the world, founded in 2010 by Chris Taggart with a public-interest mission.
Every record links back to its official source, which is why journalists, investigators and regulators rely on it. That transparency is also its ceiling — thin on financials and ownership, with US depth that varies by state.
Advantages
- Auditable, primary-source data across 140+ jurisdictions, all 50 US states + DC included
- Excellent for entity existence and cross-jurisdiction linking
- Open and transparent
- API and bulk delivery
Disadvantages
- More than half of its country coverage is offline or not maintained live
- Raw registry data only — no enrichment, financials, ownership or analytics on top
- Profiles are very thin: good for confirming an entity exists, weak on everything else
How to choose, by use case
- KYB & onboarding (real-time): you need an API, fresh registry data and verification. Look at Global Database, Zephira, Creditsafe; Enigma if you're verifying US SMBs and merchants.
- Group structure & corporate hierarchy: Moody's/Orbis for depth at enterprise scale; Zavia or Global Database for a leaner, registry-native route.
- Credit & risk decisioning: Dun & Bradstreet or Creditsafe, where scoring is the core product.
- Bulk data for analytics/modeling: Global Database or OpenCorporates for downloadable feeds with registry provenance.
- Transparency / investigations: OpenCorporates for auditable open data, paired with an ownership-structure specialist.
A practical pattern: use a registry-native provider as your source-of-truth layer for entity data and group structure, and add an incumbent only where you specifically need credit scores. Paying enterprise prices for aggregated data when you actually want first-party registry data is the most common mis-buy in this category.
What you'll actually pay
Pricing splits along the same two camps. Registry-native providers tend to publish transparent, self-serve tiers; incumbents quote custom enterprise contracts you won't find on a pricing page.
| Provider | Pricing model | Published entry point |
|---|---|---|
| Global Database | Credit-based plans + free trial; reports, platform, API, bulk | Individual reports from ~$19 |
| Zephira.ai | Published API tiers | ~$99–$1,000 / month |
| Dun & Bradstreet | Enterprise contract | Quote-based (premium) |
| Moody's / Orbis | Enterprise contract | Quote-based (premium) |
| Creditsafe | Subscription + custom | Quote-based (free first report) |
| Zavia.ai | Published tiers | ~$99 / $199 / $499 / month |
| Enigma | Custom (API volume) | Quote-based |
| OpenCorporates | Open data free; commercial API / bulk by volume | Free tier; API priced by usage |
Entry points are indicative and self-reported where published; enterprise pricing is negotiated and not publicly listed. Confirm current pricing with each vendor.
Your US company data vendor checklist
Before you sign anything, put every shortlisted provider through the same twelve questions. If a vendor dodges any of them, that's your answer.
- Is the data sourced first-party from official registries, or resold from third parties?
- How many records are active companies versus total records on file?
- What's your US coverage specifically — all 50 states plus DC?
- How often is state registry data refreshed, and do you monitor changes?
- Can you actually provide ownership or group-structure data for US entities — and how, given there's no US UBO register?
- What financial data do you hold on private US companies, and from what source?
- Do you cover officers, sanctions, PEPs and adverse media?
- How do you handle entity resolution and identifier mapping (EIN, DUNS, LEI, state numbers)?
- Which delivery modes — API, bulk, platform — and what are the rate limits?
- What are the data-usage rights (FCRA-permissible purpose, redistribution, GDPR / CCPA)?
- What's your documented accuracy / match rate, and can I test on a sample?
- What's the all-in annual cost, and how does it scale with volume?
Want this as a one-page scorecard to rate vendors side by side? Get the US company data vendor checklist — and run Global Database through it first.
However you consume data, there's a route in: query it live through the API, pull it at scale as bulk data, or research company-by-company in the online platform. First-party registry sourcing across the US and 190+ countries — with group structure, officers and financials attached.